Stratum AI

Finance agents, ready to deploy today

The finance team every growing business deserves. Without the hire.

Agents run your back office today. Tomorrow, the whole finance function. You only approve what matters.

Book a callTry the product

Never moves moneyEvery action logged with its reasonWorks on QuickBooks Online

Meridian Fabrication paid $18,400L1 · applied to INV 0898
Done
Dover & Co. · $9,200L5 · above your limit
Needs you
Read only bank accessIt cannot move a dollar
Your approval limitsAbove them, it waits for you
Every action explainedAppend only audit log
Your rulebook, your dataExport it any day

Software that runs your finance back office.

Stratum AI builds and implements software that automates finance back office work for businesses: invoicing, accounts payable, bank reconciliation and month end close. We set it up for each client on a paid onboarding call and run it for them on a monthly plan.

02 Where this is going

Today it runs your back office. Tomorrow, the whole finance function.

  1. 01Now

    Seven agents do the daily work.

    Receivables, payables, reconciliation, close, cash, spend and documents, on the books you already keep, with you approving what matters.

  2. 02Next

    Your rulebook runs the back office.

    Every decision you make teaches it. Approvals shrink from a daily habit to a weekly glance, and the book of rules becomes something you can hand to anyone.

  3. 03Then

    A finance team for every growing business.

    Clear reports and forecasts on cash, pricing and hiring, drawn from your own books, for the businesses that will never have a CFO on the payroll.

The judgment should stay with the owner. The work should not.

04 Watch it decide

Pick an email. See what it does, and why.

Riverside Contracting
Rulebook · version 14

Getting paid

1.1
Reminders go out at day 7, 21 and 35.
1.2
Hartley Group never by email. Dana calls them.
1.4
A final reminder always waits for Marcus.
1.5
Never received? Resend with proof of delivery and pause reminders seven days.
1.6
A dated promise to pay pauses reminders until the day after.

When in doubt

3.1
Ask. Never guess on anything a customer can see.

Month end

4.2
The office lease is prepaid each April. Spread it evenly to rent.
DoneInvoice resent with proof of delivery

Sent from your mailbox, in your words, at 09:14

Reminders paused until 13 October

Reason: Clause 1.5

Illustrative. Fictional companies, scripted replies.

05 Your morning

Go on, approve something.

Three things wait for you. Everything else was done overnight, with the reason written down.

StratumRiverside Contracting · Tuesday, 9:04
Waiting for you3 left
  • Receivables$9,200
    Final reminder to Dover & Co.

    41 days late. Above your $5,000 limit, so it waits for you.

    Rule 1.4
  • Payables$23,900
    Release Friday's payment run

    5 bills. One held: Sable Contractors looks like a duplicate.

    Always yours
  • Close$2,100
    September rent amortisation

    Month 6 of 12, the same as the last five months.

    Rule 4.2
Done overnight42 actions

  1. Matched 38 bank lines. 2 left with suggested fixes.

  2. Sent 6 reminders from your mailbox. None above your limit.

  3. Meridian Fabrication paid $18,400. Applied to INV 0898, reminders stopped.

  4. Harlow Freight replied “paying Friday”. Reminders paused.

Try it: approve, or edit one and watch your correction become a rule. Riverside Contracting is fictional.

06 Safe by design

Four numbers you can hold us to.

0Payments it makes without youEvery payment is released by you, inside your bank.
100%Of actions logged with the reasonWhat it saw, which rule, who approved.
NoneMigrations for you to doYour books stay where they are.
All of itYours to take with youExport your data and your rulebook any day.
  • QuickBooks OnlineFirst integration
  • GmailFirst integration
  • Bank feeds (read only)First integration
  • StripeNext
Stratum AI
  • SlackNext
  • Google DriveNext
  • OutlookNext
  • NotionRoadmap
Your approvalsYou decide what matters

QuickBooks Online and Gmail are the first integrations. The rest follow in the order our clients need them.

What it will never do.

  1. 01It never moves money.
  2. 02It never acts above your limit.
  3. 03It never files, locks or writes off.
  4. 04It never guesses when it is unsure.
  5. 05It never acts without writing down why.

These limits are built into the software. No email, instruction or setting can switch them off.

How we keep your data safe

From $1,000 a month. Priced per company, cancel monthly.

  • Under 100 invoices and bills a month$1,000 a month
  • 100 to 400 invoices and bills a month$1,750 a month
  • More than 400 invoices and bills a month$2,500 a month
  • Onboarding call and setup, once$750
See pricingBook a call

Run the business. Leave the back office to us.

Book a callMeet the founders